Loan Checklist
Documents & Eligibility
Know exactly what documents you need and whether you qualify — before you apply. Our team helps you prepare everything.
Checklist
Documents Required
Keep these ready to ensure fast processing of your loan application.
KYC / Identity & Address
- Aadhaar Card (mandatory)
- PAN Card (mandatory)
- Voter ID Card
- Passport
- Driving Licence
Income — Salaried
- Last 3 months salary slips
- Bank statements (6 months)
- Form 16 (last 2 years)
- ITR with computation
- Employment certificate
Income — Self-Employed
- ITR with computation (2–3 yrs)
- Audited balance sheet & P&L
- Bank statements (12 months)
- GST returns (12 months)
- Business registration / GST cert
Property Documents (Secured)
- Sale deed / agreement to sell
- Title deed / property documents
- Property tax receipts
- NOC from builder / society
- Approved building plan
- Encumbrance certificate
Business Documents (Biz Loan)
- Business PAN Card
- GST registration certificate
- Trade licence / Shop Act licence
- MOA / AOA (companies)
- Partnership deed (firms)
Eligibility
Who Can Apply?
Key eligibility criteria for each loan type.
Home Loan
Age21–65 yrs at maturity
Min. Income₹25,000/month
CIBIL650+
Loan AmountUp to ₹10 Cr
TenureUp to 30 yrs
Personal Loan
Age21–58 years
Min. Salary₹20,000/month
CIBIL700+
Loan AmountUp to ₹40 L
TenureUp to 5 yrs
Business Loan
Vintage2+ years
Turnover₹10 L+/year
CIBIL650+
Loan AmountUp to ₹2 Cr
TenureUp to 7 yrs
Loan Against Property
Age21–65 yrs at maturity
LTVUp to 70%
CIBIL650+
Loan AmountUp to ₹5 Cr
TenureUp to 20 yrs
Low CIBIL Score? Don't Worry!
A low CIBIL score doesn't always mean rejection. We work with lenders who consider other factors. Talk to us — we'll find the best path forward.
Some NBFCs accept 600+ score
Secured loans available for lower scores
We advise on quick score improvement
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