Loan Against Property Across India
at Best Rates
Loan Against Property (LAP) is a secured loan where you pledge your residential or commercial property as collateral to borrow funds. You continue to stay in / use the property while accessing its financial value. LAP offers higher amounts at lower interest rates than unsecured loans.
Get Your Loan Against Property in 4 Steps
From application to disbursement — we handle everything for you.
Apply Online
Fill a quick form with your basic details — takes less than 2 minutes.
Expert Consultation
Our advisor calls you within 2 hours, understands your needs & profile.
Document Collection
We guide you through minimal paperwork and handle bank submission.
Loan Disbursed
Approval within 24 hrs. Amount credited directly to your account.
Eligibility & Documents
Check if you qualify and keep these documents handy before applying.
Eligibility Criteria
Who can apply for this loan
Not sure if you qualify? Call us free — our experts assess your profile in minutes.
Documents Required
Keep these ready for a smooth process
Loan Against Property Key Features
Designed to give you the best terms, fastest approval, and maximum savings.
High Loan Amount
Get up to 60–70% of property's market value as loan.
Lower Interest Rate
Secured nature means interest rates are much lower than personal loans.
Longer Tenure
Repay over up to 20 years for comfortable EMIs.
Property Use
Continue living in / using your property during the loan tenure.
Any Purpose
Business expansion, education, medical, or any personal need.
Balance Transfer
Transfer existing high-rate LAP to us and save interest.
Why Apply Through Saksham?
We negotiate the best deal across 40+ banks so you don't have to.
Lower EMI
Lower interest + longer tenure = significantly lower monthly EMI than personal loan.
Large Loan Amount
Access several crores based on property valuation.
Business Growth
Ideal for funding business expansion without equity dilution.
Tax Benefits
Interest on LAP used for business may be tax deductible.
Apply for Loan Against Property Today
Fill the form and get a call from our loan expert within 2 hours with the best offer tailored for you.
Apply for Loan Against Property
Expert call back within 2 hours · 100% free
Ready to Get Your
Dream Loan?
Talk to our expert advisors today. We compare rates from 40+ banks, handle your paperwork, and get you approved — fast.
- Zero consultation fee — always free
- Best rate guaranteed from 40+ banks
- In-principle approval within 24 hours
